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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 805-304-3634.
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"Robin dedicated herself to seeing it sell." The entire buying and selling experience was highlighted by the excellent, hard work of my realtor, Robin Karcich. Karen Mauran, Simi Valley Read Quote >
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Welcome! Here You Can Find Great Information on Simi Valley, Big Sky, Ventura County and Los Angeles County, California Real Estate

| Meadows Tract & Laurelwood Tract News |
Meadows Neighborhood Garage Sale Saturday, March 13, 2010 - 7:00 am - 12 noon
Laurelwood Neighborhood Garage Sale Saturday, March 27, 2010
Click here to sign up
Big Sky Homeowners: Free March 2010 Report on Big Sky Home Prices click here
First Time Homebuyer Tax Credit Extended Into 2010! Plus...A New Tax Credit for Certain Existing Home Owners!
It's official. President Obama has signed a bill that extends the tax credit for first-time homebuyers (FTHBs) into the first half of 2010. This program had been scheduled to expire on November 30, 2009. In addition to extending the tax credit of up to $8,000 through June 30, 2010, the extension measure also opens up opportunities for others who are not buying a home for the first time.
The program now gives those who already own a residence some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of five consecutive years during the last eight years.
Deadlines In order to qualify for the credit, all contracts need to be in effect no later than April 30, 2010 and close no later than June 30, 2010.

Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?
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The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture. |
See More Real Estate Trivia > |
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 My Client-First Philosophy
There are
many qualities and skills that go into being an excellent real estate
professional - integrity, in-depth community and market knowledge, marketing
savvy, effective negotiation skills and a high-quality professional network,
all of which are hallmarks of how I work.
That said, in my experience
as a Simi Valley, Big Sky and Ventura County real estate professional, I've
also found that providing the very best service is essentially about putting
my clients first. This means keeping myself accessible, being a good
listener as well as a good communicator, and responding quickly to your needs.
This "client first" philosophy has always been my approach and it
requires me to continually improve my skills and ways of doing business. In
addition, I've found that the latest technologies are enabling me to do
everything I've always done, only much more quickly and efficiently. They've
also helped me to extend the range of services I provide to my clients. So when
you decide that you'd like to buy or sell a home in the Simi Valley areas,
please contact me.
Simi Valley Moorpark Association of Realtor
Presents Robin with an award for Chairing the Habitat For Humanity
Committee.
am very active with Habitat for Humanity and diligently have worked
to raise money for this charitable cause. I was very proud to have helped raise
over $50,000 for this wonderful cause and to have met some of the families that
will own these home being built on Royal Ave in Simi Valley. I look forward to
seeing everyone out there when the build will take place in a few months. I
work hard for my clients to ensure that they have a smooth transaction and feel
comfortable with each phase of their real estate experience. Please contact me
if you have any questions, I can be reached at 304-3634

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