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Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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| Q |
Where would you go if you wished to stay in the world's most expensive hotel room?
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The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night. |
 See More Real Estate Trivia > |
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My Client-First Philosophy
There are
many qualities and skills that go into being an excellent real estate
professional - integrity, in-depth community and market knowledge, marketing
savvy, effective negotiation skills and a high-quality professional network,
all of which are hallmarks of how I work.
That said, in my experience
as a Simi Valley, Big Sky and Ventura County real estate professional, I've
also found that providing the very best service is essentially about putting
my clients first. This means keeping myself accessible, being a good
listener as well as a good communicator, and responding quickly to your needs.
This "client first" philosophy has always been my approach and it
requires me to continually improve my skills and ways of doing business. In
addition, I've found that the latest technologies are enabling me to do
everything I've always done, only much more quickly and efficiently. They've
also helped me to extend the range of services I provide to my clients. So when
you decide that you'd like to buy or sell a home in the Simi Valley areas,
please contact me.
Simi Valley Moorpark Association of Realtor
Presents Robin with an award for Chairing the Habitat For Humanity
Committee.
am very active with Habitat for Humanity and diligently have worked
to raise money for this charitable cause. I was very proud to have helped raise
over $50,000 for this wonderful cause and to have met some of the families that
will own these home being built on Royal Ave in Simi Valley. I look forward to
seeing everyone out there when the build will take place in a few months. I
work hard for my clients to ensure that they have a smooth transaction and feel
comfortable with each phase of their real estate experience. Please contact me
if you have any questions, I can be reached at 304-3634
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